Happy New Year 2019!!!
How is the new year going? Resolutions still intact? This year will be our best year yet in Jesus name.

Starting this year with some good vibes. Looking back at the previous year, counting some many blessings God has blessed me with. It was indeed a great year. May this new year be a great one for us all in Jesus name.
I’ve been so busy with work and all, but I promise to be more consistent this year, so help me God. Amen.
So here I am sharing some few ways on how we can invest and save in terms of our financial capacity this new year.
Here we go;
- Track all your expenses – Make a list of what your expenses are each month and channel it wisely to the important needs.
- Set Financial goals each Month – Having to set some goals each month makes you intentional about your spending. You basically know how much you ought to spend. And it makes you very conscious when you are going beyond your monthly limit.
- Create a budget – Creating a budget makes you very mindful of what you spend your money on. It cubs impulse buying and enables you spend wisely.

- Save at least 15% or even more from your net monthly or weekly income as the case may be – Saving for the rainy days is important. It enables you plan towards your future finances even when uncertain.
- Have a good investment plan – You just might need an investment plan so your saved money can multiply.
- Don’t choke yourself with your needs – Get what you need with a scale of preference. Focus on the most important things and leave out the less necessary ones till you can afford them without a hitch.
I hope you enjoyed reading this and I hope this helped someone.
PS: I’m recommending this lovely book for those who hasn’t read it regardless of your gender . I read this book last year and my finances has had a positive turn around since then.
Titled : The smart money woman by Arese Ugwu
It’s a lovely eye opener for everyone who wants to have financial freedom.

You want to share your ways of having a good savings plan to guide us? Please share yours in the comment section..👇
Have a great week ahead guys!!!
With Love,🌹
O L U W A D A M I L O L A O.
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Helpful!
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